What are Secured Loans?

Secured loans are one of the most popular personal loans options available today. Their popularity is based on the fact that interest rates are usually lower than other types of loan, and repayments are available over longer time periods.

A secured loan provides a means to raise a cash lump sum using some form of collateral on which the loan is secured. The collateral acts as security for repayment of the loan in the event that you are unable to meet your loan repayment commitments.

A secured loan is a loan where you pledge your home against the amount of money borrowed. In the event that you default on the personal loan, the lender can sell your home to recoup the loss.

A secured loan is a type of loan available to people with securable assets. Usually these assets take the form of property, such as a home; this is why secured loans are often referred to as 'homeowner loans'.

You do not have to own your own home outright to be able to take out a secured loan; if you have a mortgage you can put the proportion of the home that you own up as security.

Secured loans require some type of security to be provided to the lender. This security can be a home or other high valued possession. These items are provided to the lender as security or collateral in case the person who is taking out the secured loans does not repay the funds.

Secured loans are quick to arrange as property is always a good form of security for the lender. Consequently, the terms are normally better, with larger loan amounts, longer repayment periods and better interest rates than those you would obtain for an unsecured loan.

For people with little or poor credit history, a secured loan is probably one of the easiest ways to access credit.

Secured loans can be used for a variety of reasons including: home improvements, debt consolidation, mortgage arrears new car or luxury holiday.

The main benefit of a secured loan is that, typically, they offer a cheaper interest rate than unsecured loans. Getting approval for a secured loan is also a lot easier than for an unsecured loan.

If you are looking to borrow over a longer period of time and have assets available to place as security, a secured loan might be your best option to finance a large purchase, or to refinance existing debt.

You may freely reprint this article provided the author's biography remains intact:

About The Author

John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

MORE RESOURCES:

GM Likely to Seek Direct Loan From Fed - Barron's

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/0i-0fd=Rurl=http://ap.google.com/article/ALeqM5gXJkHBkXwQWtPp4EaKg_ly_7cM_AD93NF0V80cid=1257092578ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNFp-6HwXS-4oP3RcqPI-h_Ula8gIwimg src=http://news.google.com/news?imgefp=dAY748AdNvkJimgurl=ap.google.com/media/ALeqM5iDiixfhJgoAoBXnVsCW8ghKeo6yw width=80 height=49 alt= border=1brfont size=-2The Associated Press/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/0-0fd=Rurl=http://online.barrons.com/article/SB122367879305124601.html%3Fmod%3Dgooglenews_barronscid=1257092578ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNEu04INq9Zeo9N4Vv2KRujXrwWByAGM Likely to Seek Direct bLoan/b From Fed/abrfont size=-1font color=#6f6f6fBarron'snbsp;-/font nobrOct 12, 2008/nobr/fontbrfont size=-1By JIM MCTAGUE CASH-STRAPPED GENERAL MOTORS, WHOSE SHARES FELL last week to an almost 60-year low, appears likely to seek a bloan/b from the Federal Reserve#39;s b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/0-1fd=Rurl=http://www.msnbc.msn.com/id/27122758/cid=1257092578ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNHeDlXQ05sW06Lbf78_WgOam-6j8AWhere did all that #39;lost#39; money go?/a font size=-1 color=#6f6f6fnobrMSNBC/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/0-2fd=Rurl=http://www.crainsdetroit.com/article/20081012/FREE/810130343/1069cid=1257092578ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNEHzWOYcJObgqM5MDdxaZJu6-svHgCredit unions ready to lend: As banks tighten credit, credit b.../b/a font size=-1 color=#6f6f6fnobrCrain's Detroit Business/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/0-3fd=Rurl=http://www.theglobeandmail.com/servlet/story/LAC.20081011.STBUYSIDE11/TPStory/Businesscid=1257092578ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNE_ldjF1rUNnWLsiABuixDjCkwfuQThe world economy is comatose. What it will take to rouse it/a font size=-1 color=#6f6f6fnobrGlobe and Mail/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/0-4fd=Rurl=http://www.iht.com/articles/ap/2008/10/10/news/Meltdown-Glossary.phpcid=1257092578ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNHNBjJtPn9rQlK0qC3axXc7M6IJXQnobrInternational Herald Tribune/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/0-5fd=Rurl=http://ap.google.com/article/ALeqM5gXJkHBkXwQWtPp4EaKg_ly_7cM_AD93NSRGG0cid=1257092578ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNEPw3slRgsnX4BxKphtpekuHKLQLQnobrThe Associated Press/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1257092578hl=ennobrall 1,254 news articles/nobr/a/font/div/font/td/tr/table

Get loans to automakers quickly, Engler says - Detroit Free Press

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/1i-0fd=Rurl=http://blog.mlive.com/chronicle/2008/10/john_engler_calls_mccains_pull.htmlcid=1257363735ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNEvJj-6rXTJuaAfOq28MjO55c7Evgimg src=http://news.google.com/news?imgefp=-YYCRe3j54oJimgurl=blog.mlive.com/chronicle/2008/10/small_engler.jpg width=49 height=80 alt= border=1brfont size=-2MLive.com/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/1-0fd=Rurl=http://www.freep.com/article/20081014/COL06/810140383/1081cid=1257363735ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNEn3cBF1UCiZl1Gpa_3MsolveE4eQGet bloans/b to automakers quickly, Engler says/abrfont size=-1font color=#6f6f6fDetroit Free Press,nbsp;United Statesnbsp;-/font nobr3 hours ago/nobr/fontbrfont size=-1The bloans/b, approved by Congress to help automakers retool to build more fuel-efficient vehicles, were signed into law Sept. 30. quot;The administration has an b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/1-1fd=Rurl=http://www.reliableplant.com/article.aspx%3Farticleid%3D13884%26pagetitle%3DNAM%2Burges%2BWhite%2BHouse%2Baction%2Bon%2Bauto%2Bindustry%2Bloanscid=1257363735ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNFf9DY4idhe_r4okY7ZFNBIQYzDuANAM urges White House action on auto industry bloans/b/a font size=-1 color=#6f6f6fnobrReliable Plant Magazine/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/1-2fd=Rurl=http://www.detnews.com/apps/pbcs.dll/article%3FAID%3D/20081014/POLITICS01/810140383cid=1257363735ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNFX_U2KHSMaWUI0gOVYXjwyNZvWUQObama presses support for ailing Big Three/a font size=-1 color=#6f6f6fnobrDetNews.com/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/1-3fd=Rurl=http://blog.mlive.com/chronicle/2008/10/john_engler_calls_mccains_pull.htmlcid=1257363735ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNEvJj-6rXTJuaAfOq28MjO55c7EvgJohn Engler calls McCain#39;s pullout of Michigan a mistake/a font size=-1 color=#6f6f6fnobrMLive.com/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/1-4fd=Rurl=http://www.crainsdetroit.com/article/20081013/FREE/810130274/-1cid=1257363735ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNHbiyDU2goWxeCVyDyIHytMRY0lawnobrCrain's Detroit Business/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/1-5fd=Rurl=http://www.detnews.com/apps/pbcs.dll/article%3FAID%3D/20081014/AUTO01/810140355/1148cid=1257363735ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNHJn9WQYbQpUZldM7C80-Zfdd7DGwnobrDetNews.com/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1257363735hl=ennobrall 24 news articles/nobr/a/font/div/font/td/tr/table

Rescued by Fannie Mae? - Washington Post

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/2i-0fd=Rurl=http://sify.com/finance/fullstory.php%3Fid%3D14772811cid=1255977840ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNFVw3_h_QzL4pnojgqR-zBt4m7LGQimg src=http://news.google.com/news?imgefp=4zc7cQtrRSgJimgurl=im.sify.com/sifycmsimg/oct2008/Finance/14771912_executives_200.jpg width=80 height=62 alt= border=1brfont size=-2Sify/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/2-0fd=Rurl=http://www.washingtonpost.com/wp-dyn/content/article/2008/10/13/AR2008101302257.htmlcid=1255977840ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNE-L--OM7xdZBaL1ooLK3Mz4rgSBARescued by Fannie Mae?/abrfont size=-1font color=#6f6f6fWashington Post,nbsp;United Statesnbsp;-/font nobr9 hours ago/nobr/fontbrfont size=-1The data needed are not difficult to assemble: current bloan/b balances, the date bloans/b were originated, original property value (or appraisal for refinances), b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/2-1fd=Rurl=http://blog.seattlepi.nwsource.com/realestatenews/archives/151324.aspcid=1255977840ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNGytEp0D2joAwAzyz1n5imA1DI5hAFall not Fannie and Freddie#39;s fault/a font size=-1 color=#6f6f6fnobrSeattle Post Intelligencer/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/2-2fd=Rurl=http://business.theage.com.au/business/fannie-freddie-under-pressure-to-start-buying-20081013-4zwn.htmlcid=1255977840ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNH7d4y36_mfJhIcwm50khl4RH8iFAFannie, Freddie under pressure to start buying/a font size=-1 color=#6f6f6fnobrThe Age/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/2-3fd=Rurl=http://www.theglobeandmail.com/servlet/story/LAC.20081013.RBANKSEXPLAINER13/TPStory/Businesscid=1255977840ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNFokB7WeV_H5K2uAR9wn8ke5RrqNgFrom subprime to stock swoon/a font size=-1 color=#6f6f6fnobrGlobe and Mail/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/2-4fd=Rurl=http://www.webcommentary.com/asp/ShowArticle.asp%3Fid%3Dtseuga%26date%3D081014cid=1255977840ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNEB11H6BWjEcmpF-6fVTd8sIVQGQwnobrWEBCommentary/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/2-5fd=Rurl=http://blog.heritage.org/2008/10/13/morning-bell-the-lefts-official-news-service/cid=1255977840ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNGaTxFThNSlbdy5EHC08l1SlYPiwQnobrHeritage.org/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255977840hl=ennobrall 252 news articles/nobr/a/font/div/font/td/tr/table

Home loan numbers at record low - BBC News

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/3i-0fd=Rurl=http://news.uk.msn.com/Article.aspx%3Fcp-documentid%3D10140639cid=1257611967ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNH9dYJ7AKIos55gIfpgGIrG_qDuWAimg src=http://news.google.com/news?imgefp=oBWTFcy56eAJimgurl=estb.msn.com/i/3B/FBBB16213D07A33FDE09D4817E.jpg width=80 height=80 alt= border=1brfont size=-2MSN UK News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/3-0fd=Rurl=http://news.bbc.co.uk/2/hi/business/7668985.stmcid=1257611967ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNFtjIj7nfsElwuGOOXPX0FvlyGs_AHome bloan/b numbers at record low/abrfont size=-1font color=#6f6f6fBBC News,nbsp;UKnbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1The number and value of home bloans/b are at their lowest levels since current records began, according to the Council of Mortgage Lenders (CML). b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/3-1fd=Rurl=http://ftadviser.com/FTAdviser/Mortgages/News/article/20081014/43666f0a-99cd-11dd-8351-00144f2af8e8/Lending-for-house-purchases-hits-sixyear-low.jspcid=1257611967ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNHAUE55HkXe-DIYt1vZsC8dyhoiRwLending for house purchases hits six-year low/a font size=-1 color=#6f6f6fnobrFT Adviser/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/3-2fd=Rurl=http://www.politics.co.uk/opinion-formers/press-releases/opinion-former-index/economy-and-finance/cml-lending-declines-further-in-august-%241244764%24364298.htmcid=1257611967ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNG-ReVuk5QN7Lk2yxUgTkVbTh_uJgCML: Lending declines further in August/a font size=-1 color=#6f6f6fnobrPolitics.co.uk/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/3-3fd=Rurl=http://ukpress.google.com/article/ALeqM5iQoZKY6nhFgvK96TSUr4zIHoLRfwcid=1257611967ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNHSduMONDHniigudQRhdxPW_iGFzQNew low in first time house buyers/a font size=-1 color=#6f6f6fnobrThe Press Association/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/3-4fd=Rurl=http://www.moneymarketing.co.uk/cgi-bin/item.cgi%3Fid%3D174844%26d%3D340%26h%3D341%26f%3D342cid=1257611967ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNHPs_bmSchJ8tSMgSHIU7rFVg0aMgnobrMoney Marketing/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/3-5fd=Rurl=http://www.guardian.co.uk/money/2008/oct/14/mortgages-propertycid=1257611967ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNFSizyBu67nmz6_TsCLhfDIQcHzfAnobrguardian.co.uk/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1257611967hl=ennobrall 161 news articles/nobr/a/font/div/font/td/tr/table

UPDATE: GMAC Tightens Lending To Borrowers Of Auto Loans - CNNMoney.com

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/4-0fd=Rurl=http://money.cnn.com/news/newsfeeds/articles/djf500/200810131756DOWJONESDJONLINE000661_FORTUNE5.htmcid=1256322835ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNH6iXMrsrfv1j_o2RvLRwg5S1gChQUPDATE: GMAC Tightens Lending To Borrowers Of Auto bLoans/b/abrfont size=-1font color=#6f6f6fCNNMoney.comnbsp;-/font nobr12 hours ago/nobr/fontbrfont size=-1The lending unit will extend auto bloans/b to borrowers with a credit score of 700 or higher. In addition, it will scale back longer-term bloans/b, b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/4-1fd=Rurl=http://www.youtube.com/watch%3Fv%3DkA7qghheIIQcid=1256322835ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNF0d8StU_9tZVX1KH6lktr4Tqjb6gVideo: Source: Chrysler, GM Discuss Joining Forces/a font size=-1 color=#6f6f6fnobrAssociatedPress/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/kA7qghheIIQ/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/kA7qghheIIQtype=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/4-2fd=Rurl=http://www.boston.com/business/articles/2008/10/13/gmac_boosts_credit_standards_for_auto_loanscid=1256322835ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNFztFf387i2qWqUpeQuFWtmB3WoFAGMAC boosts credit standards for auto bloans/b/a font size=-1 color=#6f6f6fnobrBoston Globe/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/4-3fd=Rurl=http://www.star-telegram.com/100/story/972006.htmlcid=1256322835ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNGyWZgGD76DQbrOsOG9u-dxYK76dQBriefs: GMAC limits auto bloans/b to credit scores of 700 or better/a font size=-1 color=#6f6f6fnobrFort Worth Star Telegram/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/4-4fd=Rurl=http://www.bloomberg.com/apps/news%3Fpid%3D20601103%26sid%3Da7H78nUN5x6M%26refer%3Duscid=1256322835ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNFYY0uw_oZgWiQ0QZn_siA-sYeoJgnobrBloomberg/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/4-5fd=Rurl=http://www.bloomberg.com/apps/news%3Fpid%3D20601213%26sid%3DaKWrBuszGjf0%26refer%3Dhomecid=1256322835ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNGDA3uiUsmap1D1T5P2Qk1Y-rlQUgnobrBloomberg/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256322835hl=ennobrall 2,130 news articles/nobr/a/font/div/font/td/tr/table

Local lenders are making money and loans the old-fashioned way - Minneapolis Star Tribune

Sanchez#39;s column: Don#39;t blame minorities for economic meltdown - Kansas City Star

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/6i-0fd=Rurl=http://www.familysecuritymatters.org/publications/id.1455/pub_detail.aspcid=1255326638ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNEA-SjHhlGmOGnFC6tUziUnhq-pIAimg src=http://news.google.com/news?imgefp=cA_QCcoUYUgJimgurl=www.familysecuritymatters.org/imgLib/20081014_acorn_yelling.jpg width=80 height=53 alt= border=1brfont size=-2Family Security Matters/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/6-0fd=Rurl=http://voices.kansascity.com/node/2406cid=1255326638ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNHumpQgWWZqSAc4BHdYYCwW88utqwSanchez#39;s column: Don#39;t blame minorities for economic meltdown/abrfont size=-1font color=#6f6f6fKansas City Star,nbsp;MOnbsp;-/font nobr13 hours ago/nobr/fontbrfont size=-1Those people who never should have qualified for home bloans/b in the first place. The uncredit-worthy defaulters of all those nasty subprime bloans/b that caused b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/6-1fd=Rurl=http://www.chron.com/disp/story.mpl/business/buggs/6052705.htmlcid=1255326638ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNEVjGJOw49-2oxGzQjMJHWGxAMnEQCrisis has nothing to do with Reinvestment Act/a font size=-1 color=#6f6f6fnobrHouston Chronicle/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/6-2fd=Rurl=http://www.talkingpointsmemo.com/talk/blogs/kgoff74/2008/10/why-republicans-want-to-blame.phpcid=1255326638ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNFFJYH-AOWVO62Vz37FD4KomfBaCQWhy Republicans Want To Blame Fannie, Freddie and Community b.../b/a font size=-1 color=#6f6f6fnobrTPM/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/6-3fd=Rurl=http://www.indystar.com/apps/pbcs.dll/article%3FAID%3D/20081011/OPINION01/810110392/1002/OPINIONcid=1255326638ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNEf2CPd9JP5U7PUofhptmZJsSBt4wbLoans/b to low-income led to current crisis/a font size=-1 color=#6f6f6fnobrIndianapolis Star/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/6-4fd=Rurl=http://www.powerlineblog.com/archives2/2008/10/021764.phpcid=1255326638ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNG1cFw00vzkC9ND5pO0KHVYYDd6sQnobrPower Line/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/6-5fd=Rurl=http://www.newwest.net/topic/article/breaking_financial_crisis_not_the_fault_of_the_people_in_charge_of_everythi/C564/L564/cid=1255326638ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNFqEjXL4pPa31sLTjKK3z_eLOLFxwnobrNew West/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255326638hl=ennobrall 58 news articles/nobr/a/font/div/font/td/tr/table

Mercantile Bank Corporation Announces 2008 Third Quarter Results - MarketWatch

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/7-0fd=Rurl=http://www.marketwatch.com/news/story/mercantile-bank-corporation-announces-2008/story.aspx%3Fguid%3D%257BFFB39969-A595-466B-A72E-1C4276381E09%257D%26dist%3Dhpprcid=1257254212ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNGGlq4SsfFdWfjl-5Dy8751umvI7wMercantile Bank Corporation Announces 2008 Third Quarter Results/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr45 minutes ago/nobr/fontbrfont size=-1The early identification of problem bloans/b has provided us the opportunity to closely work with our distressed borrowers, and during the third quarter we saw b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/7-1fd=Rurl=http://www.earthtimes.org/articles/show/ameriserv-financial-reports-increased-earnings,576214.shtmlcid=1257254212ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNF7BbLAxLcSvoDzZJ8R9xPg1_caCQAmeriServ Financial Reports Increased Earnings for the Third b.../b/a font size=-1 color=#6f6f6fnobrEarthtimes (press release)/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/7-2fd=Rurl=http://www.marketwatch.com/news/story/townebank-reports-third-quarter-2008/story.aspx%3Fguid%3D%257BC096EF4E-05E5-482D-A354-CCEFABDC7953%257D%26dist%3Dhpprcid=1257254212ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNEkkmUq4TkLzZ_A5ll0hrKXkoKkHgTowneBank Reports Third Quarter 2008 Financial Results and b.../b/a font size=-1 color=#6f6f6fnobrMarketWatch/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/7-3fd=Rurl=http://www.marketwatch.com/news/story/sovereign-bancorp-inc-pre-announces-third/story.aspx%3Fguid%3D%257B4D2CF47D-63FC-409B-9DE7-DB384F314772%257D%26dist%3Dhpprcid=1257254212ei=vnr0SNerHo6SygTNp8mcDQusg=AFQjCNE4s5vMRNO6Tb3FdqCCMNnoR1OgmwSovereign Bancorp, Inc. Pre-Announces Third Quarter 2008 Results/a font size=-1 color=#6f6f6fnobrMarketWatch/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1257254212hl=ennobrall 27 news articles/nobr/a/font/div/font/td/tr/table

Icelanders Sink Under Foreign-Currency Loans as Krona Plunges - Bloomberg

International Groups Offer Latin America More Loans - Wall Street Journal

Loans - Google News

RELATED ARTICLES

Benefits of a Bridging Loan
A bridging loan has many benefits, some of which are listed below.A bridging loan can be used to cover the financial gap when buying one property before the existing one is sold.

Guide to Personal Loans
Here is a useful guide to Personal loans. What is a personal loan? A personal loan is money lent to an individual by a financial institution for a specific personal purpose.

Do You Qualify for a Loan?
Like most people, you will probably wait until submitting a purchase contract on a home before applying for a mortgage. By then, not only will you know the specific property you want, but also how much you need to borrow.

Bridging the Gap - through Bridging Loans
You were on your regular walk with your wife, and you passed by this house. Then the idea struck - you want this home.

Financial Aid for College Students - Grants
The bad news about attending college is that it costs more than ever to attend. The College Board estimates the average four-year public college costs almost $5,000 per year to attend and a two-year public college is almost $2000.

What is Credit Scoring?
Have you ever wondered what is credit scoring? Credit scoring is a system creditors use to help determine whether or not to give you credit.How does a creditor decide whether or not to grant you credit? Creditors use credit scoring systems to determine if you'd be a good risk for credit cards and auto loans.

What is an Unsecured Loan?
An unsecured loan is a personal loan where the lender has no claim on a homeowner's property should they fail to repay. Instead, the lender is relying solely on the ability of a borrower to meet their loan borrowing repayments.

A Brief Look At Various Types of Loans Available
A Brief Look At Loans"Innovative financial packaging" is how it is sometime known. Essentially what this means is that financial institutions look for more and more ways to lend to their customers - after all, charging interest on a debt is the main way that they make their money.

Secured Holiday Loans- Your Chance To Unwind Your Senses
"All work and no play makes jack a dull boy".The phrase sounds more as a clich�, having been used innumerable times right from the time it was coined, but has a vital message enclosed within itself.

Holiday Personal Loans - When the Traveller Within You Wants to Break Free
If you are a traveller by heart then perhaps every holiday you wait for a chance to fly away somewhere around the world. The world is full of so many cultures and colours.

No Faxing Cash Advance Loans - 3 Reasons to Use A No Fax Payday Loan Company
No fax payday loan companies save you time with your application, grant instant approvals, and allow access to easy cash. Faxless applications eliminate the review by personal by relying on databases.

Where to Look for a Cheap Personal Loan
Looking for a cheap personal loan can sometimes be a chore, but if it saves you money in the end then it's likely a chore worth completing.A cheap personal loan probably isn't going to be the first loan that you're offered, though sometimes a person looking for a cheap personal loan will get lucky.

Refinancing Your Auto Loan
Refinancing your loan is one of the best kept secrets around for saving you money, but most people never think of it. Whether refinancing your home or car the process is the same.

Fast Payday Cash Loans
Do you need fast cash to get your car fixed so you can drive it to work tomorrow? Is that computer you want on sale till Friday, but you're $100 short - and payday is Tuesday? If you need cash for something NOW and know that you'll be able to repay it in full on your next payday, then a payday cash loan may be just what you need to get you through.What are payday cash loans?Payday cash loans are one of the fastest growing segments of the financial industry.

125% Equity Home Loans
If you are a homeowner in need of a home equity loan but you have not yet built up any equity in your home, don't despair. A 125 percent equity home loan may be the answer.

Information About Adverse Credit Homeowner Loans
While looking for adverse credit homeowner loans it can seem like you're fighting a losing battle. You might think that no lender will want to give you a loan because of your credit? but you'd be mistaken.

No Credit Car Loans - Even With No Credit History, You Can Still Get Approved
Even it you have no credit history, you can still get approved for a car loan. With a car loan, you can purchase your vehicle and build your credit history.

What is a Homeowner Loan?
A Homeowner Loan is a way of using the equity tied up in your property to raise money. Equity is the difference between the value of your home and your outstanding mortgage.

A Guide to Debt Consolidation Loans
Should you find yourself overcome by debt, you might want to consider debt consolidation loans. These loans are designed with the person in debt beyond their means in mind, allowing for repayment of the outstanding debts while combining multiple payments into a single affordable monthly payment.

Military Loan and Military Loans
Military loans are made available to active servicemen and retirees and are one of the great benefits to those who have served their country. A military loan can be a wonderful way for military personnel to make much-needed home improvements, get the car repaired, pay for higher education or even take a family vacation.