What is an Unsecured Loan?

An unsecured loan is a personal loan where the lender has no claim on a homeowner's property should they fail to repay. Instead, the lender is relying solely on the ability of a borrower to meet their loan borrowing repayments.

The amount you are able to borrow can start from as little as Ł500 and go up to Ł25,000. Because you not securing the money you are borrowing, lenders tend to limit the value of unsecured loans to Ł25,000.The repayment period will range from anywhere between six months and ten years. Unsecured loans are offered by traditional financial institutions like building societies and banks but also recently by the larger supermarkets chains.

An unsecured loan can be used for almost anything - a luxury holiday, a new car, a wedding, or home improvements.

An unsecured loan is good for people who are not homeowners and cannot obtain a secured loan for example; a tenant living in rented accommodation. There are a few things to consider before applying for an unsecured loan: Unsecured loans are invariably more expensive than secured loans, and the repayment periods demanded by lenders are shorter too. This is because they have no guarantee that you can repay the loan, and therefore charge you more in interest to cover the cost of insurance policies that they need to take out to protect them should you default on repayments. In the event that a borrower does not pay up, the lender will invoke the terms of the legally-binding credit agreement and pursue the borrower through the legal system.

Lenders are obliged by law to tell you how much they charge for this type of finance and this is worked out as an annual percentage rate (APR). Ask whether the APR figure quoted is 'typical' or is what every applicant is charged. You should also investigate whether the interest rate charged is fixed for the lifetime of the loan repayment period, or whether it varies with the base rate. Check too on whether there are early repayment penalties.

Unsecured loans vary from lender to lender, so it pays to shop around before making a final decision.

You may freely reprint this article provided the author's biography remains intact:

John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

MORE RESOURCES:

GM Plans Ad Campaign to Assure Buyers on Loans as GMAC Retreats - Bloomberg

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/0i-0fd=Rurl=http://www.rttnews.com/Content/TopStories.aspx%3FNode%3DB1%26Id%3D739651%26Category%3DTop%2520Storiescid=1257771726ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNG-3mWID0I0SOtm1c-s6D5RiNC1Qwimg src=http://news.google.com/news?imgefp=H8l-W_OWgxsJimgurl=www.rttnews.com/ArticleImages/USTopStories/2008/October/GMAC-101308.jpg width=70 height=80 alt= border=1brfont size=-2RTT News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/0-0fd=Rurl=http://www.bloomberg.com/apps/news%3Fpid%3D20601103%26sid%3DaFA56SXcZ4iU%26refer%3Duscid=1257771726ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNHOH5WWCUk3e4BBWHF3SHgKCGnBNQGM Plans Ad Campaign to Assure Buyers on bLoans/b as GMAC Retreats/abrfont size=-1font color=#6f6f6fBloombergnbsp;-/font nobr2 hours ago/nobr/fontbrfont size=-1By Jeff Green and Greg Bensinger Oct. 16 (Bloomberg) -- General Motors Corp., facing a drop- off in bloans/b from former lending unit GMAC LLC, b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/0-1fd=Rurl=http://online.wsj.com/article/SB122409512075137181.html%3Fmod%3Dgooglenews_wsjcid=1257771726ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNF84bdpXvM5cfCPDKHHUEqH0ZQSIATighter Rules On Car bLoans/b Could Slam GM#39;s Sales/a font size=-1 color=#6f6f6fnobrWall Street Journal/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/0-2fd=Rurl=http://money.cnn.com/news/newsfeeds/articles/apwire/b1a19e19bcfa9d8d3cd8e5a41305cf61.htmcid=1257771726ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNGzqBGLeqviz-LW8ZA6P2Z7sawjIASummary Box: Automakers say bloans/b still available/a font size=-1 color=#6f6f6fnobrCNNMoney.com/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/0-3fd=Rurl=http://www.reuters.com/article/marketsNews/idUSN1425633220081014cid=1257771726ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNHhYA2JXJUt-GY6AJF3wwmWKHoMgQFinance companies want US to buy bad auto bloans/b/a font size=-1 color=#6f6f6fnobrReuters/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/0-4fd=Rurl=http://www.walletpop.com/blog/2008/10/15/more-bad-news-or-not-gmac-cuts-loans-based-on-credit-score/cid=1257771726ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNHkyxX_FVyANsilcxBnIUGTeVGq4wnobrWalletPop/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/0-5fd=Rurl=http://www.allheadlinenews.com/articles/7012663410cid=1257771726ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNEDXfBPo-wbGf0yczz1g24VOhIhVgnobrAHN/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1257771726hl=ennobrall 268 news articles/nobr/a/font/div/font/td/tr/table

Fannie, Freddie Share Spotlight in Mortgage Mess - Wall Street Journal

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/1i-0fd=Rurl=http://washingtontimes.com/news/2008/oct/09/hear-see-and-speak-no-evil/cid=1255977840ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNEXszhBv-ek-KhL3n9o-KcVRsNsBgimg src=http://news.google.com/news?imgefp=xHJZdqoHQ98Jimgurl=media.washingtontimes.com/media/img/photos/2008/09/09/20080908-150114-pic-590463350_r350x200.jpg%3F0babd24c675f3097b9d1ff106ec8653055db7939 width=80 height=46 alt= border=1brfont size=-2Washington Times/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/1-0fd=Rurl=http://online.wsj.com/article/SB122411519496138607.html%3Fmod%3Dgooglenews_wsjcid=1255977840ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNFU1zabT285A6inF_ISsDWmjw0M7QFannie, Freddie Share Spotlight in Mortgage Mess/abrfont size=-1font color=#6f6f6fWall Street Journalnbsp;-/font nobr3 hours ago/nobr/fontbrfont size=-1And while bloans/b for low-income people -- programs championed by Democrats as well as many Republicans -- have contributed to Fannie and Freddie#39;s losses, b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/1-1fd=Rurl=http://www.nytimes.com/2008/10/16/business/economy/16housing.html%3Femcid=1255977840ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNFX8ZJiMj16jf7Tb_k-1Xl2YSSaBwHome Prices Seem Far From Bottom/a font size=-1 color=#6f6f6fnobrNew York Times/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/1-2fd=Rurl=http://www.marketwatch.com/news/story/jp-morgan-heloc-origination-fell/story.aspx%3Fguid%3D%257B151F1438-0757-4C6F-8B3B-D2B87245E23E%257D%26dist%3Dhplatestcid=1255977840ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNHT4b7inNqzzjX-EAJE6aMuk_zNnQJP Morgan HELOC origination fell 77% in third quarter/a font size=-1 color=#6f6f6fnobrMarketWatch/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/1-3fd=Rurl=http://www.renewamerica.us/columns/adamo/081016cid=1255977840ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNHBrD775FnBQkv3bUQ-Ziz1yi6CAwExploding the myths of quot;predatory lendingquot;/a font size=-1 color=#6f6f6fnobrrenewamerica.us/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/1-4fd=Rurl=http://www.salemnews.com/puopinion/local_story_290001653.html%3Fkeyword%3Dsecondarystorycid=1255977840ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNGkp9v5rg7PzUGH2oMDv5BNN5FynAnobrThe Salem News/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/1-5fd=Rurl=http://www.tallahassee.com/article/20081016/OPINION05/810160302/1006/OPINIONcid=1255977840ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNHsGRwLswuq3QzkMSt5ox18jEMZcAnobrTallahassee Democrat/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255977840hl=ennobrall 241 news articles/nobr/a/font/div/font/td/tr/table

National Bankshares, Inc. Reports Increased Earnings for Third ... - MarketWatch

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/2-0fd=Rurl=http://www.marketwatch.com/news/story/national-bankshares-inc-reports-increased/story.aspx%3Fguid%3D%257B5F300A0C-FC81-47EA-9E64-243B4FD90016%257D%26dist%3Dhpprcid=1257254212ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNELqnjG3Lo9m8mJtMwR4GL1WCYHsANational Bankshares, Inc. Reports Increased Earnings for Third b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr10 hours ago/nobr/fontbrfont size=-1Net bloans/b, which were at $541.40 million on September 30, were up by 6.32% over September 30 last year. At the end of the third quarter, National Bankshares b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/2-1fd=Rurl=http://www.marketwatch.com/news/story/comm-bancorp-inc-reports-third/story.aspx%3Fguid%3D%257BB2FDFC39-97C8-4332-BFFB-3CF1C190A6F4%257D%26dist%3Dhpprcid=1257254212ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNGb5Lb_fIzlqIzbwU2g_AenljMRywCOMM BANCORP, INC. Reports Third Quarter 2008 Earnings/a font size=-1 color=#6f6f6fnobrMarketWatch/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/2-2fd=Rurl=http://www.marketwatch.com/news/story/monarch-financial-more-doubles-3rd/story.aspx%3Fguid%3D%257BF57DE23B-4DE5-456E-B3A9-481D859A6777%257D%26dist%3Dhpprcid=1257254212ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNGlRYrhTCwXKbjpqc_kipL52_LpfgMonarch Financial More Than Doubles 3rd Quarter Net Income and b.../b/a font size=-1 color=#6f6f6fnobrMarketWatch/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/2-3fd=Rurl=http://www.marketwatch.com/news/story/csb-bancorp-inc-reports-third/story.aspx%3Fguid%3D%257B1997CAE0-F29D-4593-AD43-DB1B3C9A0AFA%257D%26dist%3Dhpprcid=1257254212ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNGTy1LrNOixaS4I0xXt4Q_Iz-GuzQCSB Bancorp, Inc. Reports Third Quarter Earnings/a font size=-1 color=#6f6f6fnobrMarketWatch/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/2-4fd=Rurl=http://www.marketwatch.com/news/story/ecb-bancorp-inc-reports-2008/story.aspx%3Fguid%3D%257BB57907B4-CCA1-4D2B-A887-3E66248A57CD%257D%26dist%3Dhpprcid=1257254212ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNEU9byRR1KuG0S3ur8eikoOnvLOmgnobrMarketWatch/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/2-5fd=Rurl=http://www.marketwatch.com/news/story/ohio-valley-banc-corp-reports/story.aspx%3Fguid%3D%257B97FF7BC8-89DB-4716-A129-6DC9982DDC55%257D%26dist%3Dhpprcid=1257254212ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNGdl6_fRuZ2VIj8fIak8GzXFfomwQnobrMarketWatch/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1257254212hl=ennobrall 154 news articles/nobr/a/font/div/font/td/tr/table

Report: Credit counselors steer clients clear of payday loans - Bizjournals.com

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/3-0fd=Rurl=http://www.bizjournals.com/columbus/stories/2008/10/13/daily19.htmlcid=1258201647ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNFdO8TUK7Oz30k7ucyuBZjYfptf5gReport: Credit counselors steer clients clear of payday bloans/b/abrfont size=-1font color=#6f6f6fBizjournals.com,nbsp;NCnbsp;-/font nobr13 hours ago/nobr/fontbrfont size=-1None of the surveyed counselors, according to the report, said theyâ€™d recommend payday bloans/b to clients under most circumstances. Counselors on average said b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/3-1fd=Rurl=http://blog.dispatch.com/dailybriefing/2008/10/survey_credit_counselors_advis.shtmlcid=1258201647ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNEMJmW7a5cd61cb0vgLTmgasMhkeQSurvey: credit counselors advise against payday bloans/b/a font size=-1 color=#6f6f6fnobrColumbus Dispatch/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/3-2fd=Rurl=http://www.daytondailynews.com/b/content/oh/story/business/2008/10/15/ddn101508paydayweb.htmlcid=1258201647ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNGtqiCL3WhuWbzSplXAf76WzL21vAReport urges reduced usury rate for payday bloans/b/a font size=-1 color=#6f6f6fnobrDayton Daily News/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/3-3fd=Rurl=http://www.cantonrep.com/index.php%3FID%3D436350%26Category%3D3%26subCategoryID%3Dcid=1258201647ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNF8Z_hrdaplO_k1PbRLaKXvPvuiiQ#39;Yes#39; on state Issue 5/a font size=-1 color=#6f6f6fnobrCanton Repository (subscription)/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/3-4fd=Rurl=http://www.vindy.com/news/2008/oct/15/vote-yes-on-issue-5/cid=1258201647ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNH_uRQxwEPZ_XHnyFL1WTKdjog7yAnobrYoungstown Vindicator/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/3-5fd=Rurl=http://blog.cleveland.com/openers/2008/10/yes_on_5_eye_on_ohio.htmlcid=1258201647ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNF6g03pB1AKYS6-ugv7i6CyceYqUgnobrThe Plain Dealer - cleveland.com/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1258201647hl=ennobrall 14 news articles/nobr/a/font/div/font/td/tr/table

Citigroup Curbs Foreign-Student Loans at Harvard, MIT (Update1) - Bloomberg

Porter Bancorp, Inc. Announces Continued Growth in Third Quarter ... - MarketWatch

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/5-0fd=Rurl=http://www.marketwatch.com/news/story/porter-bancorp-inc-announces-continued/story.aspx%3Fguid%3D%257B6003C30B-C6E8-4BB3-A138-4AF47CC2CD09%257D%26dist%3Dhpprcid=1258131367ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNGQvJ9ZSMh-MX2M1tHJthIWKIdOwAPorter Bancorp, Inc. Announces Continued Growth in Third Quarter b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr11 hours ago/nobr/fontbrfont size=-1The Company also reported a 24.9% increase in bloans/b to $1.3 billion and a 21.5% increase in deposits to $1.3 billion compared with the third quarter of 2007 b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/5-1fd=Rurl=http://uk.sys-con.com/node/710487cid=1258131367ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNEkcWdIooqNBZvbR9Jbnvho6s6x_QAlliance Financial Announces Record Third Quarter Earnings/a font size=-1 color=#6f6f6fnobrSYS-CON Media/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/5-2fd=Rurl=http://sev.prnewswire.com/banking-financial-services/20081015/NY3907615102008-1.htmlcid=1258131367ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNFZBG7ZT_apAe43mN8a1t89-zG8FAHudson City Bancorp, Inc. Reports Record Quarterly Earnings of b.../b/a font size=-1 color=#6f6f6fnobrPR Newswire (press release)/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/5-3fd=Rurl=http://newsticker.welt.de/index.php%3Fchannel%3Dfin%26module%3Dsmarthouse%26id%3D793760cid=1258131367ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNFhr3-hRHxWzbtJ0kYW6Wj0_60kRQRiver Valley Bancorp Announces 20+% Improvement in Earnings for b.../b/a font size=-1 color=#6f6f6fnobrWELT ONLINE/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/5-4fd=Rurl=http://www.marketwatch.com/news/story/indiana-community-bancorp-announces-third/story.aspx%3Fguid%3D%257BE029E3F3-EAC7-4D85-BED0-D176BFC44222%257D%26dist%3Dhpprcid=1258131367ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNHcoffAme5FxU1cGUP9OOuFFosPBQnobrMarketWatch/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/5-5fd=Rurl=http://www.marketwatch.com/news/story/Canyon-Bancorp-Reports-Results-Third/story.aspx%3Fguid%3D%257B02F3C986-2EFF-4E85-B814-DAE6BB76EF99%257Dcid=1258131367ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNEV4UKBXxGQhLdYj06ILGEDoOXNWwnobrMarketWatch/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1258131367hl=ennobrall 44 news articles/nobr/a/font/div/font/td/tr/table

Help on loans, budgets, investments, more - MSNBC

Greenberg Urges Altering AIG Loans - Insurance Networking News

Russia power firms seek state loans to fund capex - Reuters

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/8i-0fd=Rurl=http://www.reuters.com/article/ousiv/idUSTRE49E96820081015cid=1255135356ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNF-vET2HFJrAccM3BBubufvTeIr4wimg src=http://news.google.com/news?imgefp=mY4370ovW9UJimgurl=www.reuters.com/resources/r/%3Fm%3D02%26d%3D20081015%26t%3D2%26i%3D6397180%26w%3D192%26r%3D2008-10-15T194837Z_01_BTRE49E1J1700_RTROPTP_0_BUSINESSPRO-US-CITIGROUP-RESEARCH width=80 height=54 alt= border=1brfont size=-2Reuters/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/8-0fd=Rurl=http://www.reuters.com/article/rbssEnergyNews/idUSLF4857120081015cid=1255135356ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNFRC2RHJb3zryGM2LTZUY6cEULeEwRussia power firms seek state bloans/b to fund capex/abrfont size=-1font color=#6f6f6fReutersnbsp;-/font nobr18 hours ago/nobr/fontbrfont size=-1MOSCOW, Oct 15 (Reuters) - Russian electricity companies are appealing to the government for cheap bloans/b as the credit crisis pushes lending rates to 25-30 b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/8-1fd=Rurl=http://www.guardian.co.uk/business/feedarticle/7878936cid=1255135356ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNEORvxtPpdbeT0cImc-inUTdxmOjACrisis stresses in-house lending of US companies/a font size=-1 color=#6f6f6fnobrguardian.co.uk/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/8-2fd=Rurl=http://www.reuters.com/article/fundsFundsNews/idUSBNG30317820081016cid=1255135356ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNGfZOVf1bjo1bQiDrpGRJR6jrUP5APRESS DIGEST - Wall Street Journal - Oct 16/a font size=-1 color=#6f6f6fnobrReuters/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/8-3fd=Rurl=http://www.reuters.com/article/bondsNews/idUSBNG14847820081010cid=1255135356ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNGuQE4GlL9NPiggyAes-LH33szpdwUPDATE 1-FX Energy gets $14 million more in bloans/b/a font size=-1 color=#6f6f6fnobrReuters/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/8-4fd=Rurl=http://www.reuters.com/article/vcCandidateFeed7/idUSTRE49C87B20081016cid=1255135356ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNFjulDg2qDna5FSLXXgxwOhDnz8KgnobrReuters/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/8-5fd=Rurl=http://www.reuters.com/article/marketsNews/idUSN1347380620081013cid=1255135356ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNF-nS5-3xKxZePBU41z-BYja3lB0QnobrReuters/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255135356hl=ennobrall 1,823 news articles/nobr/a/font/div/font/td/tr/table

Bad loans drag down Chase in 3Q - Bizjournals.com

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/9i-0fd=Rurl=http://www.reuters.com/article/ousiv/idUSTRE49E5XL20081015cid=1258078993ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNF4NGTf9f-rwnGWCNqVHtBRsRRjygimg src=http://news.google.com/news?imgefp=VB8m8BENKxAJimgurl=www.reuters.com/resources/r/%3Fm%3D02%26d%3D20081015%26t%3D2%26i%3D6392601%26w%3D192%26r%3D2008-10-15T144226Z_01_BTRE49E14UZ00_RTROPTP_0_FINANCIAL-WAMU width=80 height=54 alt= border=1brfont size=-2Reuters/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/9-0fd=Rurl=http://www.bizjournals.com/louisville/stories/2008/10/13/daily29.htmlcid=1258078993ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNF0UxEKArFfYmVrdHo0mYH6-nSX_QBad bloans/b drag down Chase in 3Q/abrfont size=-1font color=#6f6f6fBizjournals.com,nbsp;NCnbsp;-/font nobr12 hours ago/nobr/fontbrfont size=-1The latest results include $1.2 billion in bloan/b loss reserves and a $581 million gain connected with its acquisition of Washington Mutualâ€™s banking b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/9-1fd=Rurl=http://www.usnews.com/blogs/the-home-front/2008/10/15/jpmorgan-earnings-down-credit-costs-way-up.htmlcid=1258078993ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNHZ3nIgfNbnfjKKPQ6KG5uJGTivXgJPMorgan: Earnings Down, Credit Costs Way Up/a font size=-1 color=#6f6f6fnobrU.S. News World Report/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/9-2fd=Rurl=http://www.timesgazette.com/main.asp%3FSectionID%3D1%26SubSectionID%3D1%26ArticleID%3D157960%26TM%3D34135.61cid=1258078993ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNEji4M9_9Xf8LXhxDe1QLFHcE_iCwWaMu can withdraw its offer/a font size=-1 color=#6f6f6fnobrHillsboro Times Gazette/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/9-3fd=Rurl=http://business.theage.com.au/business/jpmorgan-profit-slumps-20081016-51pb.htmlcid=1258078993ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNFI9LuoEcd9wJPLfbfb_3pY33JtPAJPMorgan profit slumps/a font size=-1 color=#6f6f6fnobrThe Age/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/9-4fd=Rurl=http://www.nytimes.com/2008/10/16/business/16bank.html%3Fhpcid=1258078993ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNF84Lfm2i8GL8SHtigfUr3mdG1dIwnobrNew York Times/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/9-5fd=Rurl=http://money.cnn.com/2008/10/15/news/companies/jpmorgan_chase/%3Fpostversion%3D2008101509cid=1258078993ei=IOj2SOmpBInmggPvvdiKCQusg=AFQjCNHIc3i7GvFXw6WJlOCGhCRo6Bc4yQnobrCNNMoney.com/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1258078993hl=ennobrall 421 news articles/nobr/a/font/div/font/td/tr/table

Loans - Google News

RELATED ARTICLES

Shopping for a Personal Loan
Most Internet users are now extremely comfortable using the Internet to research and buy items that we need, mainly because we know that e-tailers probably have the lowest prices and we can avoid heavy sales pitches and crowded stores.This is most evident in financial services where banks have used the channel effectively although there could be hidden charges and pricing that may make your new bargain personal loan or credit card not quite so much of a bargain.

Should You Get A Pay Check Advance?
At some point in your working life, you may find yourself in a situation that requires fast cash. A pay check advance could be the answer to your problem.

What is a Business Loan?
A business loan is designed for a wide range of small, medium and start-up business needs including the purchase, refinance and expansion of a business. If you run your own business, it is likely that you will need funds at different points of time for various needs.

Payday Loans - Bridging The Void Between Paychecks
Emergency - the word is written everywhere in red and considered a danger sign. We all are afraid of what we will do if we encounter this emergency.

Finding the Right Bad Credit Loan UK
If you live in the United Kingdom and find yourself in need of money but lacking in credit, you might want to consider applying for a bad credit loan UK. These loans often are offered in a variety of different ways, from secured loans to unsecured loans, and may be used to cover a variety of expenses.

Alternative Ways to Avoid Payday Loan
If you spend more than you earn on a regular basis, it is a bad practice. To overcome this situation, if you opt for a payday loan, it will be a "risky solution".

Hidden Bank Loan Charges That Would Make a Pick-Pocket Envious
There can be more to a bank business loan than making interest and principal payments. Your firm may get a great rate on its new credit line or term loan but you may cry on the way home when you discover the hidden fees and charges.

Lawsuit Loans - Caveat Emptor!
If you have been injured in an accident it is quite likely that you have been financially stressed as a result, and are in need of an advance against your insurance claim, lawsuit or other legal action. If you are looking for someone to lend you money based on your future settlement, BEWARE! There are reputable sources available but, unfortunately, there are many more disreputable ones as well.

Financial Openings Without Warranty Alias Unsecured Personal Loans
Isn't it the trillionth article on unsecured loans? All are filled with details - extended, exhausting. It looks like that the flood gates have opened and innumerable loan providers are ready to offer you unsecured personal loans.

Fast Cash Advance Payday Loans - Convenient to Use Online
Online cash advance companies offer a convenient and speedy application process. Within 24 hours you can have your cash advance loan deposited into your checking account allowing you to pay those unexpected bills.

Cheap Loans Till Payday - Using Cash Advance Loans in an Emergency
Need extra cash till payday? It's easy to apply and be approved for an online loan till payday. If you are in need of 100 dollars to 1000 dollars or more, getting a loan till payday has never been easier.

A $500 Payday Loan Can Help In an Emergency
A $500 payday loan can be a real life saver during one of life's financial emergencies. Whether it is a much needed car repair or an unexpected bill, payday loans can provided extra cash while helping you keep a good credit history.

Getting a Debt Consolidation Loan
Should you find yourself getting in over your head with debt, you might be a prime candidate for a debt consolidation loan. These loans are designed for those with a heavy burden of debt, and are used to consolidate a large number of debts into a single manageable payment.

A Little Lesson on Loans
The opportunity to spend money is everywhere. There is no shortage of places that will take your cash.

Benefits of a Home Owner Loan
There are many benefits for choosing a Home Owner Loan, some of which are listed below:If you are a homeowner, you have a better chance of borrowing a homeowner loan and securing the amount against your home .A secured loan is so called because you put up your home as collateral or security for the lender.

A Secured Loan Could Save You Money
What is a Secured Loan?A secured loan is any loan that is secured on your home or property. It is any loan which requires you to provide the lender with some form of security other than just a promise to pay.

What Is A Second Mortgage?
A second mortgage is a loan that is secured by the equity in your home. When you obtain a second mortgage loan the lender will place a lien on your house.

What is Bad Credit UK?
Bad credit UK is a term that many people don't fully understand. After all, credit itself can sometimes be difficult to understand? adding the description of "bad" to it can make it that much more confusing.

Second Mortgage Loans
A second mortgage is a loan that is secured by the equity in your home. When you obtain a second mortgage loan the lender will place a lien on your house.

Filling Out The Loan Application
1. Property information.