Financial Aid for College Students - Grants

The bad news about attending college is that it costs more than ever to attend. The College Board estimates the average four-year public college costs almost $5,000 per year to attend and a two-year public college is almost $2000. And that's not counting the skyrocketing cost of textbooks or other class fees. The good news is there is more than $105 billion dollars available in student financial aid. Some of this money is available for free?in the form of college grants.

While there are many options to consider financing your college education, this article will discuss specifically grants for college.

The most common form of Federal grant money is the Pell Grant. The amount awarded is based on your financial need and it is for undergraduate study only. Pell Grants can be awarded to part-time students. The maximum amount of a Pell Grant is $3000 per year and it can be combined with other grants or financial aid.

Another common federal grant is the Federal Supplemental Educational Opportunity Grant or SEOG. Like the Pell Grant, the SEOG is awarded based on financial need and is for undergraduate study. This grant can be combined with other school grants or financial aid, but the cap is $1000 per year.

Colleges and Universities often provide their own grants for students. The amount of the school grant varies, but they do take into consideration a number of factors in issuing these types of grants including: financial need, grades, merit or program of study. Please check with the college you've been accepted to for more information.

To be considered for any of these types of grants for college, you must complete a financial aid form known as the FAFSA. Your college will help you with this process and you can get information online. There are time deadlines in completing this application, so be sure to take that into consideration when planning your education.

Even though college costs are trending upward, there are many financial aid options for students. College grants are one of the best options since they don't need to be repaid, however, not everyone qualifies for them. Complete a FAFSA application to determine whether you can qualify for a college grant.

www.top-colleges.com

http://www.fafsa.ed.gov/

About The Author

Max Stein is a freelance writer who writes about business, education and marketing. Contact him at maxstein_9@hotmail.com

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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/5-0fd=Rurl=http://www.marketwatch.com/news/story/europe-reportedly-guarantee-interbank-loans/story.aspx%3Fguid%3D%257B6D553AB3-BF17-4D7F-B34E-59A0DD51F8A6%257D%26dist%3Dmsr_1cid=1256982924ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNE0PN8cbAvPeq-sfXEIZ30juzCTfgEurope to guarantee interbank bloans/b: report/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr3 hours ago/nobr/fontbrfont size=-1The measure, which will last for an quot;interim period,quot; will see governments underwrite bloans/b of up to five years, AFP said, citing a draft of the statement. b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/5-1fd=Rurl=http://www.youtube.com/watch%3Fv%3Dk3v0faZRapEcid=1256982924ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNE6TAjFzjDsTXuDVrJ4p1R-4NzBJAVideo: Draft Statement: Europe Will Guarantee Bank Debt/a font size=-1 color=#6f6f6fnobrAssociatedPress/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/k3v0faZRapE/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/k3v0faZRapEtype=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/5-2fd=Rurl=http://www.dw-world.de/dw/article/0,2144,3706771,00.htmlcid=1256982924ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNGeTn5ZT_f0vLMxVTy3unUTNrMAqgEuro Leaders Take Steps to Avert Ongoing Credit Crisis/a font size=-1 color=#6f6f6fnobrDeutsche Welle/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/5-3fd=Rurl=http://afp.google.com/article/ALeqM5hz6zn0JPoDhBmBmTH7UsqrzQCygQcid=1256982924ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNEt5yaa-u4q2O0hYMF74QM28lfWoAEurozone members to discuss interbank bloan/b guarantee: France/a font size=-1 color=#6f6f6fnobrAFP/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/5-4fd=Rurl=http://economictimes.indiatimes.com/EU_countries_to_guarantee_interbank_loans/articleshow/3587637.cmscid=1256982924ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNHP1P60jBggdQR0bFlzD59whR9prgnobrEconomic Times/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/5-5fd=Rurl=http://www.bloomberg.com/apps/news%3Fpid%3D20601087%26sid%3DaJEw0fSCuWpI%26refer%3Dhomecid=1256982924ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNHDAQam4-Q1coDZpK_vSF-m_PKtRQnobrBloomberg/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256982924hl=ennobrall 1,444 news articles/nobr/a/font/div/font/td/tr/table

Loans to low-income led to current crisis - Indianapolis Star

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/6-0fd=Rurl=http://www.indystar.com/apps/pbcs.dll/article%3FAID%3D/20081011/OPINION01/810110392/1002/OPINIONcid=1255326638ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNGRQ_CQg7FIzQwaAqhcsJmeCdm0vwbLoans/b to low-income led to current crisis/abrfont size=-1font color=#6f6f6fIndianapolis Star,nbsp;United Statesnbsp;-/font nobrOct 10, 2008/nobr/fontbrfont size=-1In 1995, the Clinton administration implemented revisions to the CRA, which are credited with greatly increasing the number of home bloans/b to low-income b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/6-1fd=Rurl=http://www.ajc.com/blogs/content/shared-blogs/ajc/bookman/entries/2008/10/11/update_on_polls_blame_for_the.htmlcid=1255326638ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNHxCEQ1IQv5To9R7fbbxvnIp0GXVQUpdate on polls, blame for the subprime collapse/a font size=-1 color=#6f6f6fnobrAtlanta Journal Constitution/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/6-2fd=Rurl=http://www.boston.com/bostonglobe/editorial_opinion/editorials/articles/2008/10/11/subprime_scapegoatscid=1255326638ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNFXCcIj37uJli2VFR1FEHDWo6lnbQSubprime scapegoats/a font size=-1 color=#6f6f6fnobrBoston Globe/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/6-3fd=Rurl=http://www.alternet.org/democracy/102555/memo_to_gop:_minority_homeowners_did_not_cause_wall_st._meltdown/cid=1255326638ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNFjnSjDWob-RIMOINQuu_rSjWE7ygMemo to GOP: Minority Homeowners Did Not Cause Wall St. Meltdown/a font size=-1 color=#6f6f6fnobrAlterNet/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/6-4fd=Rurl=http://www.washingtonpost.com/wp-dyn/content/article/2008/10/11/AR2008101100173.htmlcid=1255326638ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNFYOAWVbZh1nu1QCuoJYZYt3nI97AnobrWashington Post/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/6-5fd=Rurl=http://www.timesrecordnews.com/news/2008/oct/11/petrash-obamas-past-reveals-inexperience-questiona/cid=1255326638ei=l3nySNmaGqH8ygTs3_W9Bwusg=AFQjCNGOQbD5s-oU7Vtg_tFkq6qniUBS1gnobrTimes Record News/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255326638hl=ennobrall 50 news articles/nobr/a/font/div/font/td/tr/table

Loans, Not Bailouts - New York Times

Black farmers consider new suit over denied loans - WREG

Atlanta couple’s self-employment hurts loan chances - Atlanta Journal Constitution

Loans - Google News

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